Our writer, OneBanana Two, has agreed to blog about personal finance tips based on her recent bout with bankruptcy. Ms. Two says, “Trust me, I’ve done everything wrong. My advice can’t be anything but helpful to our readers.” Trust me, if you don’t want to mow a lawn, don’t buy a house. No, the kid down the street doesn’t mow neighbors’ grass any more. That’s the job of the guys with the big pickup and trailer. They will come regularly and often to trim your lawn. They will charge you like they believe money grows on trees at your home. Oh, by the way, if you don’t want to rake leaves, don’t buy a house.